Share of Cost for Benefits?

Contrary to popular believe, federal benefits are not free, if you examine your benefit offerings it is apparent that employees pay a lot of the cost for the benefits they have. Here is a chart outlining the cost break downs for federal benefits:

Coverage	Government Pays	You Pay
FEGLI - Basic Life - Optional Life	1/3 of the cost -0-	2/3 of the cost 100%
FEHB (Health Insurance)	72% to 75%	25% to 28%
Dental Insurance	-0-	100%
Vision Insurance	-0-	100%
Long Term Care Insurance	-0-	100%
TSP - Automatic - Voluntary	1% Up to 4%	-0- Up to IRS Elective Deferral Limit
FERS - Regular - Special Groups	.80% 1.30%	.80% 1.30%
Social Security	6.20%	6.20%